This was done earlier this year, The Institute & Faculty of Actuaries published a paper on the true risk climate has on the world economy. Insurance companies are most likely only starting to get this information and large payouts from the wildfire’s, the hurricanes and the flooding is most likely already pushing the companies to insolvency. You can of course move risk around with re-insurance and spun out independent insurance companies but the risk to overwhelming the entire system is becoming higher and higher each year. I wouldn’t be surprised if the specific account used for the CA wildfire payouts was empty and overdrawn and State Farm was caught off guard by that and had to do some serious amount of moving money around to fill it back up. Enough where it took a couple of days to come up with the cash, that in itself is really scary.

They are trying to take our city. Fuck em

It’s both.

I think finding a good revenue model is fine, as long as the orgs that host these services are transparent in how they operate and have business models that are not focused on 10x growth year over year. Selling Ad space has always been a good model as long as you maintain a healthy separation from your Ad customers and your regular users. Data mining is always a huge money maker but then you violate your users privacy. I wouldn’t know how to build this into lemmy or other apps but an idea I have had lately is having a sliding scale for users to decide what info to share with advertisers as well as giving the user a percentage of the money that was made on their information. That way the org hosting and administrating the service gets funds to keep the site going and their users are compensated for the sale of their personal information.

The problem is if you run as volunteer only you can only recruit from people who are socioeconomically privileged enough to volunteer. Having a revenue model isn’t always about making a single person rich, it can be about being able to properly compensate people for their time, knowledge and experience who otherwise would not be able to because other responsibilities prevent them from it.

Dude’s got nukes, that doesn’t tend to end well.

I agree that the Biden administration’s policies where not good enough to address the real issues facing working people in the country. They were pulling from the same neoliberal economic playbook that both parties have used and has been shown over and over again to increase inequality instead of decreasing inequality. Biden and Democratic leadership think we are still in the world economic situation of the 1990’s and refuse to believe otherwise.

However Trump on the other hand doesn’t even have a plan. He was correct in saying “The Economy sucks”, but had no other plan to fix the system besides “Drill Baby Drill” and “Let the Oligarchs decide how the economic system works”. Harris might have been an out of touch elite, oblivious to economic reality. But Trump is pain and destruction incarnate and will only cause more pain and destruction during his tenure.

The reality is the US Empire is dying and it can either go gracefully or with pain and anger while it takes the rest of the world with it.

It never works out.

Finally some quality entertainment.

Good, now get me off this planet.

Just to let you know a left-libertarian is called an Anarchist.