

ETFs are much more comfortable for most people because it’s a “set and forget” type of thing. A company can even trade them for you and manage your portfolio, but of course it remains the market and some risk is associated with it. The typical plan is to save 3-6 months of wages, budget your monthly expenses, and then set 10-20% of your remaining wage into the market. It’s something you do for the long haul, like when you’ll need it in 10-15 years for a big purchase (as if we can still afford those lol).










It’s both, pertaining to the dialectics and the materialism. But it’s not simply mushing the two together to make them into a neat ball. Dialectical materialism compared to its hegelian idealist form has different laws or rules that emerge.
Explaining black holes with dialectics is possible, it’s just we may not be able to explain them yet. I can see a black hole as the negation to… gravity, probably? Light? I’m not sure even the most advanced research on black holes could tell us for sure how exactly it fits within diamat. And things don’t exist in isolation but in relations, which the sum of it forms what we call nature. We are as much part of the natural world as black holes, the planets, the mountains and the animals, and subject to its universal laws all the same.
It can be helpful because darkness is not the negation to light, as negation/contradiction is not the direct opposite/antonym. The contradiction of light/photons is not solved by “the absence of photons” (darkness), it’s solved by its negation - so what negates light/photons? So like I can see people trying to apply dialectics to stuff around them to get a feel for it.
Conversely at times diamat can help us analyze where the material conditions stand, and at times can help us determine a trajectory. Actually it can do both but philosophy is tough lol, it’s tough to go from “I read about this example of dialectics in motion” to “this is my own analysis of the current situation” and this is why there’s so much mistaken dialectics. I probably make a lot of mistakes too.
When Mao analyzed that Japan was an empire on the decline (On Protracted Warfare if I’m not mistaken) he based his analysis on the material conditions in Japan, these conditions themselves subject to dialectics, and from that was able to analyze their trajectory and how he foresaw the war progressing.
Contradictions are the motor of change as they explain not only that change is possible but the mechanism to how it happens. It explains why we don’t live in a metaphysical (static) universe. But as Marx said The tradition of all dead generations weighs like a nightmare on the brains of the living, and this is true of dialectics as well. We inherit the current material conditions (of nature - which includes but is not limited to society) we live under, but also have the power to resolve these contradictions. When applied to social life we call it historical materialism (it’s not just “applying diamat to history”, it refers specifically to social life as per Stalin)
A good diamatical analysis is powerful, but it’s tough to make a good one. It usually comes about after a process of collective struggle, unearthing the dialectic over trial and error and struggling with the material.