

This is my thinking too. I had a housemate who earned the same as me and paid the same rent, and yet every month he managed to spend all his money while I saved a good chunk. Our pay was okay - not loads, but we lived in an area with a relatively low cost of living so the money went much further than it would elsewhere, so at least saving up a safety net should’ve easily been doable. I suppose it didn’t help that he took every opportunity to go on holiday half way around the world… I don’t think I’m miserly, I just don’t buy random stuff I don’t need. I also refuse to use Amazon, which probably makes things easier.



















It wouldn’t be a shame, I’d be dead. I can’t worry or be upset about anything then. I get your point though - no point saving up money just for the sake of it. I’d like to buy a house eventually so that’s something meaningful to work towards, but I don’t think I would have any regrets about not accumulating random stuff if I died tomorrow.