

A lot of countries have local debit cards, which work for local shops and allow you to withdraw money. For France that would be Carte Bancaire (CB) for example. The obvious solution would be to link all of them up. Preferably with a common standard to be issued with new cards. There are co branded ones with Visa and MasterCard, so it should be possible.
























SEPA is obviously European and France has its own debit card CB, which is commonly accepted in stores and by atms. So it is a matter of creating a few million CB cards for the French who do not have them.