Honestly I’m curious how the hell skull is even supposed to symbolize 3. A cross meaning one because “one true god” is a bit of a stretch too but the skull?

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It should be lower. This incident really put a spotlight on their claims denial rate being the highest in the industry, twice as high as industry average. A lot of customers will probably be leaving but that hit won’t happen until later when the next billing cycle comes.

Network effect is real but not insurmountable, that’s why the migration from twitter is happening in the first place. The question is why did the first movers decide on Bluesky instead of Mastodon? And the answer is probably just because there is a more 1-to-1 mapping to twitter with less focus on confusing federation and following procedures. Now that it’s had such an influx, yeah, the network effect is going to strengthen its lead.